finance app

Top Apps for Keeping a Tab on Your Personal Expenses

Technology has made so many aspects of human life simpler such as how we communicate, do business, travel, learn, and so on. Innovation has yielded various improvements in how we go about personal lives. An example is the use of software applications to improve the quality of life.

For this guide, we will be looking at apps that have been developed to make the management of personal finance more streamlined. Hopefully, you will find what you are looking for here.

Tracking Your Personal Expenses: 5 Best Apps


Mint is a popular first-rate product that is seen as the best app for tracking personal expenses. Among many other functionalities, one of its special features is credit score protection which is an important aspect of personal finance.

Clarity Money

These days, there are so many services that require subscriptions. If you want to manage your list, then this tool is highly recommended. Subscriptions can be cancelled easily from this app, so users are able remove services that are not relevant to them anymore. This way, they will avoid wastage and save some money. Clarity Money also provides analyses on spending behavior among other advanced tasks.


Prism helps users to streamline the process of settling their bills. The app is connected to so many services, so there is a high possibility that you will see all the service providers that you pay to. It also handles automatic bill tracking and reminds you about payment deadlines. Bills can be paid via the app from just one account.


EveryDollar is a choice app for the strict spender who is serious about budgeting. It also has a feature through which you can contact personal finance professionals for advice and other services.


This tool is known for its shared expenses feature that involves managing a mutually conceived financial setup—apart from your personal expenses. These mutually conceived expenses are usually for you and your loved ones. For example, family expenses. Spendee also aids in budget planning, budget tracking, bill payment scheduling, and so on.

Choosing an App for Tracking Personal Expenses

It may be hard to choose from the 5 apps that have been described in this guide. However, your decision can be based on other criteria such as built-in functionalities, ease of use, speed, cost, ratings, etc.

In terms of cost, it is common for such apps to have free versions and paid versions. However, the free versions will offer fewer functionalities than their paid versions. Paid versions are usually referred to as premium packages. You may have to pay for monthly or annual subscriptions in order to use them.

There are some apps that do not have paid versions. They are 100% free! So, if you are all about affordability, you can simply look for these tools on online stores for a free installation. Some apps are compatible with both Android and iOS, or either of the two. They can work on your smart devices—be it a smartphone or a tablet.

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